tag:blogger.com,1999:blog-282788302024-03-05T20:10:27.219-06:00Minneapolis St Paul Minnesota Real Estate Market UpdateLet's say you are buying or selling a home in Minneapolis or St. Paul Minnesota, you are in the process of relocating. Perhaps you are an international investor looking to put your money into a stable real estate market. You'll want to know "how the market is doing". Theres a super web site to help in the process - www.thebasilgroup.comUnknownnoreply@blogger.comBlogger21125tag:blogger.com,1999:blog-28278830.post-72803633870183075262024-01-30T15:10:00.000-06:002024-01-30T15:10:41.798-06:00Spring Into Action: Tips for Selling Your Home This Season<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhHk9L97O4RYJCcqqn7sGv9tALTUBi9hUVrd-yK3DUr1O_bcaHFZsva-QW4c6WDmsI2HKXl8_RIgUH86J4c1xQ0dYXs0lD_Q2scvxYfa_92lbNBhJSAmbHtETf9u-n4i-LDmSK-GTMjJqJXdp4ycI2PNbZV7jjcRDG7G8IaL1sLZp1MYNBBTxwcFw/s1400/Home%20Front.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="450" data-original-width="1400" height="265" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhHk9L97O4RYJCcqqn7sGv9tALTUBi9hUVrd-yK3DUr1O_bcaHFZsva-QW4c6WDmsI2HKXl8_RIgUH86J4c1xQ0dYXs0lD_Q2scvxYfa_92lbNBhJSAmbHtETf9u-n4i-LDmSK-GTMjJqJXdp4ycI2PNbZV7jjcRDG7G8IaL1sLZp1MYNBBTxwcFw/w619-h265/Home%20Front.jpg" width="619" /></a></div><br /><h1 style="background: rgb(255, 255, 255); border: 0px; clear: both; color: #1e232b; font-family: "Bauziet Norm", serif; font-size: 3em; line-height: 1em; margin: 0px 0px 15px; padding: 0px; vertical-align: baseline;"><br /></h1><h2 style="background: rgb(255, 255, 255); border: 0px; clear: both; color: #1e232b; font-family: "Trebuchet MS", "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 1.2em; font-weight: normal; margin: 0px; padding: 0px; vertical-align: baseline;"><p style="background: transparent; border: 0px; margin: 0px; padding: 0px; vertical-align: baseline;">As temperatures rise and flowers begin to bloom, now is the perfect time for a spring home sale. In fact, real estate data provider ATTOM found that properties sold in April, May and June garnered the highest returns over the last 12 years. If you want to take advantage of the season’s vibrant energy and […]</p></h2><div class="meta clearfix" style="background: rgb(255, 255, 255); border-bottom-color: rgb(101, 113, 145); border-bottom-style: dashed; border-image: initial; border-left-color: initial; border-left-style: initial; border-right-color: initial; border-right-style: initial; border-top-color: initial; border-top-style: initial; border-width: 0px 0px 1px; color: #1e232b; font-family: Roboto, sans-serif; font-size: 0.75em; line-height: normal; margin: 0px 0px 30px; padding: 0px 0px 30px; vertical-align: baseline; zoom: 1;"><span class="author-link" style="background: transparent; border: 0px; margin: 0px; padding: 0px; vertical-align: baseline;"><a href="https://blog.coldwellbanker.com/author/michelle-abendschan/" rel="author" style="background: none; border: 0px; color: #30517f; display: inline-block; font-size: 1.2em !important; margin: 0px; outline: none; padding: 20px 15px 0px 0px; text-decoration-line: none; text-transform: uppercase; vertical-align: baseline;" title="Posts by Michelle Abendschan">MICHELLE ABENDSCHAN</a></span></div><p style="background: rgb(255, 255, 255); border: 0px; color: #1e232b; font-family: Roboto, sans-serif; font-size: 16px; margin: 0px 0px 20px; padding: 0px; vertical-align: baseline;">As temperatures rise and flowers begin to bloom, now is the perfect time for a spring home sale. In fact, real estate data provider <a href="https://www.cbsnews.com/news/best-time-to-sell-home-spring/" style="background: transparent; border: 0px; color: #30517f; margin: 0px; outline: none; padding: 0px; text-decoration-line: none; vertical-align: baseline;">ATTOM</a> found that properties sold in April, May and June garnered the highest returns over the last 12 years. If you want to take advantage of the season’s vibrant energy and high demand, here’s what you can do to ensure a successful sale.</p><h3 style="background: rgb(255, 255, 255); border-bottom-color: initial; border-bottom-style: initial; border-image: initial; border-left-color: initial; border-left-style: initial; border-right-color: initial; border-right-style: initial; border-top-color: rgb(101, 113, 145); border-top-style: solid; border-width: 1px 0px 0px; clear: both; color: #1e232b; font-family: "Bauziet Norm", serif; font-weight: normal; margin: 0px 0px 15px; padding: 15px 0px 0px; vertical-align: baseline;"><strong style="background: transparent; border: 0px; margin: 0px; padding: 0px; vertical-align: baseline;">Maximize Your Curb Appeal</strong></h3><p style="background: rgb(255, 255, 255); border: 0px; color: #1e232b; font-family: Roboto, sans-serif; font-size: 16px; margin: 0px 0px 20px; padding: 0px; vertical-align: baseline;">Spring is the ideal season to show off the beauty of your home and capture buyer interest before they even step through the front door. Nothing is more inviting than a freshly mowed lawn, blooming flowers and well-manicured trees and shrubbery. Buyers will notice the details, so it also pays to have your home and driveway power washed and gutters cleaned. Even <a href="https://www.hgtv.com/outdoors/landscaping-and-hardscaping/instant-curb-appeal-for-less-than-100-dollars-pictures" style="background: transparent; border: 0px; color: #30517f; margin: 0px; outline: none; padding: 0px; text-decoration-line: none; vertical-align: baseline;">small improvements</a> like a new mailbox, welcome mat or porchlight can make a big impact.</p><h3 style="background: rgb(255, 255, 255); border-bottom-color: initial; border-bottom-style: initial; border-image: initial; border-left-color: initial; border-left-style: initial; border-right-color: initial; border-right-style: initial; border-top-color: rgb(101, 113, 145); border-top-style: solid; border-width: 1px 0px 0px; clear: both; color: #1e232b; font-family: "Bauziet Norm", serif; font-weight: normal; margin: 0px 0px 15px; padding: 15px 0px 0px; vertical-align: baseline;"><strong style="background: transparent; border: 0px; margin: 0px; padding: 0px; vertical-align: baseline;">Do a Deep Clean</strong></h3><p style="background: rgb(255, 255, 255); border: 0px; color: #1e232b; font-family: Roboto, sans-serif; font-size: 16px; margin: 0px 0px 20px; padding: 0px; vertical-align: baseline;">Your home should sparkle from the floorboards to the ceiling fans. Buyers pay special attention to bathrooms and kitchens, so you’ll want to address tiling, grout lines and appliances. Replace shelf liners and shower curtains and have the carpets and curtains cleaned as well. And don’t forget about hidden spots, like the cabinet under the sink and the area behind the refrigerator. A pristine home shows buyers that the property has been taken care of, giving them more confidence to put in a competitive offer.</p><h3 style="background: rgb(255, 255, 255); border-bottom-color: initial; border-bottom-style: initial; border-image: initial; border-left-color: initial; border-left-style: initial; border-right-color: initial; border-right-style: initial; border-top-color: rgb(101, 113, 145); border-top-style: solid; border-width: 1px 0px 0px; clear: both; color: #1e232b; font-family: "Bauziet Norm", serif; font-weight: normal; margin: 0px 0px 15px; padding: 15px 0px 0px; vertical-align: baseline;"><strong style="background: transparent; border: 0px; margin: 0px; padding: 0px; vertical-align: baseline;">Address Repairs and Upgrades</strong></h3><p style="background: rgb(255, 255, 255); border: 0px; color: #1e232b; font-family: Roboto, sans-serif; font-size: 16px; margin: 0px 0px 20px; padding: 0px; vertical-align: baseline;">You don’t have to renovate your home to get a quick sale. Some minor upgrades can significantly enhance the property’s overall appeal. A fresh coat of paint, for example, can change the entire feel of your home. Choose neutral colors and keep the palette consistent throughout the interior. You can also replace outdated drawer pulls, knobs and faucets. If your budget allows, consider purchasing new kitchen appliances and/or countertops, as these are important features that buyers will appreciate.</p><h3 style="background: rgb(255, 255, 255); border-bottom-color: initial; border-bottom-style: initial; border-image: initial; border-left-color: initial; border-left-style: initial; border-right-color: initial; border-right-style: initial; border-top-color: rgb(101, 113, 145); border-top-style: solid; border-width: 1px 0px 0px; clear: both; color: #1e232b; font-family: "Bauziet Norm", serif; font-weight: normal; margin: 0px 0px 15px; padding: 15px 0px 0px; vertical-align: baseline;"><strong style="background: transparent; border: 0px; margin: 0px; padding: 0px; vertical-align: baseline;">Declutter and Depersonalize</strong></h3><p style="background: rgb(255, 255, 255); border: 0px; color: #1e232b; font-family: Roboto, sans-serif; font-size: 16px; margin: 0px 0px 20px; padding: 0px; vertical-align: baseline;">A clutter-free home appears more spacious and allows potential buyers to envision themselves living there. Pack away personal items and unnecessary objects to create a neutral canvas that appeals to a broad audience. Remove refrigerator magnets, family photos and knickknacks. Keep kitchen and bathroom counters clear and consider removing a piece or two of furniture from each room to <a href="https://www.mymove.com/home-inspiration/small-spaces/clever-ways-to-maximize-space-in-every-room-of-your-home/" style="background: transparent; border: 0px; color: #30517f; margin: 0px; outline: none; padding: 0px; text-decoration-line: none; vertical-align: baseline;">enhance</a> its spaciousness. Bare walls can make the home seem sterile, so hang tasteful artwork that doesn’t overpower the room.</p><h3 style="background: rgb(255, 255, 255); border-bottom-color: initial; border-bottom-style: initial; border-image: initial; border-left-color: initial; border-left-style: initial; border-right-color: initial; border-right-style: initial; border-top-color: rgb(101, 113, 145); border-top-style: solid; border-width: 1px 0px 0px; clear: both; color: #1e232b; font-family: "Bauziet Norm", serif; font-weight: normal; margin: 0px 0px 15px; padding: 15px 0px 0px; vertical-align: baseline;"><strong style="background: transparent; border: 0px; margin: 0px; padding: 0px; vertical-align: baseline;">Lighten up the Interior</strong></h3><p style="background: rgb(255, 255, 255); border: 0px; color: #1e232b; font-family: Roboto, sans-serif; font-size: 16px; margin: 0px 0px 20px; padding: 0px; vertical-align: baseline;">Spring offers abundant natural light, making your home appear expansive and inviting. Clean your windows thoroughly to allow for maximum sunlight and keep your curtains and blinds open during showings. Now is also a good time to replace lightbulbs to create a warm ambiance throughout the residence.</p><p style="background: rgb(255, 255, 255); border: 0px; color: #1e232b; font-family: Roboto, sans-serif; font-size: 16px; margin: 0px 0px 20px; padding: 0px; vertical-align: baseline;">As you prepare for a spring home sale, your agent will guide you through other key considerations, like pricing the home competitively, arranging professional photography and engaging buyers across high-traffic websites and social media platforms. Together you can make your property stand out in this season’s blooming real estate market.</p><p><br /></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-28278830.post-45616406476687234052024-01-23T10:03:00.000-06:002024-01-23T10:03:15.629-06:00<p> <span style="background-color: white; color: rgba(0, 0, 0, 0.9); font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; white-space-collapse: preserve;">January 2024</span></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">REAL ESTATE NEWS</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Brought to you by Dan and Lisa Basil </p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">.</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">2024 Market Predictions: Will Home Prices Drop?</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Before delving into the trends, it's important to say that general market dynamics impact individuals differently based on their personal situations and needs. Therefore, don't hesitate to reach out to me for personalized recommendations tailored to your specific circumstances.</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">With home values and interest rates still being relatively high, both buyers and sellers are wondering what's going to happen to the market in 2024. Typically, home values increase when demand is high and supply is low. Conversely, prices tend to decrease when the housing supply is high and demand is relatively low. So, what will the conditions look like this year? Let’s look at the latest market trends.</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Up or down?</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">What is the Market Currently Like?</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEhbZzOIHYNMhgDTCRz8tvu_PjfpanAdUpAi-qWrNHQaGxhhoCjQJZfkng6dwcr8KGGDzo_GjMm4hDqoWYx6bsBQITUEy-rHfPj1d5YhhPg2DmWsyrqP0CQtrumzcICHAVughQpXpN7H4_WpLmE-NRRnBsZ6ElV81DGJWgThso3aHqA70rY9mlSQDw" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="" data-original-height="357" data-original-width="600" height="190" src="https://blogger.googleusercontent.com/img/a/AVvXsEhbZzOIHYNMhgDTCRz8tvu_PjfpanAdUpAi-qWrNHQaGxhhoCjQJZfkng6dwcr8KGGDzo_GjMm4hDqoWYx6bsBQITUEy-rHfPj1d5YhhPg2DmWsyrqP0CQtrumzcICHAVughQpXpN7H4_WpLmE-NRRnBsZ6ElV81DGJWgThso3aHqA70rY9mlSQDw" width="320" /></a></div><br /><br /><p></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Today's housing market is characterized by high prices, high interest rates, and low supply. While high prices are typically driven by strong demand, the current demand is somewhat normal. Inventory is still low, however, which allows sellers to retain higher prices. Since interest rates and home prices are high at the same time, many potential buyers are finding it difficult to afford a purchase.</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Will Interest Rates Drop?</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">The Federal Reserve has steadily hiked interest rates since March 2022 in order to slow inflation. Interest rates held steady from July through December 2023, with mortgage rates dropping slightly, but what can we expect in 2024?</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">As inflation has improved in recent months and is projected to continue falling in the year ahead, the Federal Reserve has signaled that we could see several rates cuts in 2024. There is still a possibility of rate hikes, depending on inflation and other economic factors, but so far, the outlook is hopeful. </p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Lower rates would make it more affordable to buy a home.</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Will Home Prices Drop?</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">While home value appreciation is expected to slow down, it's not yet clear if home prices will decrease. Given recent trends, some areas may experience a price increase of around 3-4%, while others may see a drop of 1-2%. Prices are directly connected to housing inventory. Unless there is a considerable increase in inventory, home values will remain high.</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Will Inventory Improve?</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">The number of homes on the market is still relatively low and is showing a declining trend compared to the same time last year. To reach a balanced market, around 5 to 6 months of supply needs to be available at a given time. The current inventory is only enough for a 3.4-month supply. It's believed that inventory levels will improve somewhat in 2024, which could help with home prices. However, it is likely that new home construction will not reach healthy levels until 2025.</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">All the above indicate that home prices are unlikely to drop significantly in 2024. Until we see any significant changes to interest rates, inventory levels, or home prices, it will remain mostly a seller’s market. The market can change quickly though, so if you’re ever curious about our local conditions or want to discuss how the latest market trends may affect you, reach out anytime.</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEg8J2dx0NvcDB3yyTd7F9_IexweKxJJDMU0wDPAuZimBCbpVP5tkOXwKwdPHw_4wMgvJwwuE2TL13IGCs_UZNTAbgcauZ3hzgWUmfH-UWBJaKFZADur2bniwp69KMXo5PNXEVX5uV30_GGWo7NVvAO5tXocN_BBNVTqovabz7BLvGRee-tB3oiWLA" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="" data-original-height="204" data-original-width="200" height="240" src="https://blogger.googleusercontent.com/img/a/AVvXsEg8J2dx0NvcDB3yyTd7F9_IexweKxJJDMU0wDPAuZimBCbpVP5tkOXwKwdPHw_4wMgvJwwuE2TL13IGCs_UZNTAbgcauZ3hzgWUmfH-UWBJaKFZADur2bniwp69KMXo5PNXEVX5uV30_GGWo7NVvAO5tXocN_BBNVTqovabz7BLvGRee-tB3oiWLA" width="235" /></a></div><br /><br style="box-sizing: inherit;" /><p></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Home Staging Tips to Make Your Home Shine </p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">When it comes time to sell your home, you want to make sure that you make the best impression on potential buyers. One of the most important steps to prepare for private showings and open houses is to stage your home. By properly staging your home, you'll be able to present your home in the best possible light and create a welcoming atmosphere that will entice buyers.</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Clean and clutter-free - Depersonalize Your Home </p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Home staging is all about making it possible for potential buyers to see themselves living in your home. To achieve this goal, think of your home as a blank canvas - remove all personal items that tell buyers that the home belongs to someone else. Begin by removing all personal photos, memorabilia, and knick-knacks, including anything on your refrigerator and walls. Remove or swap out any distracting or provocative artwork. Put away all clothing and put away any personal items in your bathroom.</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Do a Thorough Clean</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">When you're about to place your home on the market, it's crucial that you perform extensive cleaning that goes above and beyond your usual routine. Try to remove all signs of dust and dirt throughout your home. Consider hiring professional cleaners to take care of this task for you.</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Remove Clutter</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">While it's important that every surface in your home is clean, it's also a good idea to declutter your space. Homes are most appealing when they appear to have ample floor space. If you have furniture in every corner of your home, it can make the rooms look smaller than they are. Remove excess furniture and décor so buyers can move around freely.</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Make Minor Repairs Where Necessary</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Before listing your home, consider making minor repairs that can boost your home’s appeal. Tend to any imperfections that buyers might notice. Try to patch small holes and make scratches less visible. Consider adding some fresh paint to spots where fading has occurred. A handy tip is to remove scuffs from walls with melamine foam eraser sponges. Addressing these small damages lets buyers know that you take care of your home.</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Don't Forget Curb Appeal</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Even though home staging mainly occurs inside your home, it is also essential to pay attention to the exteriors. First impressions go a long way when you want a potential buyer to make an offer. You can boost your home's curb appeal by adding a fresh coat of paint to your shutters or front door, replacing old house numbers, and cleaning up any flowerbeds/landscaping in your yard. Consider renting a pressure washer to remove dirt from your roof, gutters, and siding.</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Effective home staging can make the difference between a buyer making an offer and passing you over. Making a little extra effort upfront can go a long way towards getting the best offer for your home.</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">QUESTIONS? VISIT www.thebasilgroup.com</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEgki4jT4z4AktqN5PHmJ_DEJD1M7kDqR9CYdFq2TU8wDdS7A3Z9Dcn-8KMJ74BMIo6BQl3egz5f0x5sGlaVQ96a2Q_2ehI86EBUn6DPYwRMSs8dSHp8xT7O0UgxPs4Ux6zfOwMAEO7v6lWxLO6quAkGJR0_dXpq7ubn5Ek_v5GrWtCBDCnJNY0HMA" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="" data-original-height="1008" data-original-width="720" height="240" src="https://blogger.googleusercontent.com/img/a/AVvXsEgki4jT4z4AktqN5PHmJ_DEJD1M7kDqR9CYdFq2TU8wDdS7A3Z9Dcn-8KMJ74BMIo6BQl3egz5f0x5sGlaVQ96a2Q_2ehI86EBUn6DPYwRMSs8dSHp8xT7O0UgxPs4Ux6zfOwMAEO7v6lWxLO6quAkGJR0_dXpq7ubn5Ek_v5GrWtCBDCnJNY0HMA" width="171" /></a></div><p></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Dan and Lisa Basil CRS,GRI</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Real Estate Sales Executives</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Coldwell Banker Realty</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Licensed in MN</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">612-280-5046</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">763-550-3888</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Celebrating 25+ years of experience...Contact us today!</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">debasil@cbburnet.com</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">www.thebasilgroup.com</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Not intended as a solicitation if your property is already listed by another broker. Affiliated real estate agents are independent contractor sales associates, not employees. ©2022 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Realogy Brokerage Group LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. </p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;">Coldwell Banker Realty | 235 Lake St E <span class="ql-hashtag" data-test-ql-hashtag="true" style="background: var(--artdeco-reset-base-background-transparent); border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; font-size: var(--artdeco-reset-base-font-size-hundred-percent); font-weight: var(--artdeco-reset-typography-font-weight-bold); margin: var(--artdeco-reset-base-margin-zero); outline: var(--artdeco-reset-base-outline-zero); overflow-wrap: normal; padding: var(--artdeco-reset-base-padding-zero); vertical-align: var(--artdeco-reset-base-vertical-align-baseline);">#100</span> | Wayzata | MN | 55391</p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><br style="box-sizing: inherit;" /></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><b>**If you wish to see our monthly video, please pm us with your phone number and we'll be sure to add you to the group. There is valuable information shared in our 30 second monthly video that will keep you informed about home values and your home's value.</b></p><p style="--artdeco-reset-typography_getfontsize: 1.6rem; --artdeco-reset-typography_getlineheight: 1.5; background-color: white; border: var(--artdeco-reset-base-border-zero); box-sizing: inherit; color: rgba(0, 0, 0, 0.9); counter-reset: list-1 0 list-2 0 list-3 0 list-4 0 list-5 0 list-6 0 list-7 0 list-8 0 list-9 0; cursor: text; font-family: -apple-system, system-ui, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Fira Sans", Ubuntu, Oxygen, "Oxygen Sans", Cantarell, "Droid Sans", "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Lucida Grande", Helvetica, Arial, sans-serif; font-size: 20px; line-height: var(--artdeco-reset-typography_getLineHeight); margin: 0px; padding: 0px; vertical-align: var(--artdeco-reset-base-vertical-align-baseline); white-space-collapse: preserve;"><b></b></p><div class="separator" style="clear: both; text-align: center;"><b><a href="https://blogger.googleusercontent.com/img/a/AVvXsEi2qOx-RitQLw8uIrb-XICd_DskhtMPAs0lJ1TNE4k1p1UZvooFXG-W-hk84CA8SZAwEUD4BAPVI7poinIJAktR0vqilqLBtNCEtUVUpLdC6HqUiu9yXBt1urSZdpDIoWj-PlolesjBCz8JT5NUTJYbIm24h5W3M60Me0agK-6Y7t-j5ubn4E_yFw" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="540" data-original-width="960" height="293" src="https://blogger.googleusercontent.com/img/a/AVvXsEi2qOx-RitQLw8uIrb-XICd_DskhtMPAs0lJ1TNE4k1p1UZvooFXG-W-hk84CA8SZAwEUD4BAPVI7poinIJAktR0vqilqLBtNCEtUVUpLdC6HqUiu9yXBt1urSZdpDIoWj-PlolesjBCz8JT5NUTJYbIm24h5W3M60Me0agK-6Y7t-j5ubn4E_yFw=w522-h293" width="522" /></a></b></div><b><br /><br /></b><p></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-28278830.post-57740879294897535532023-11-13T14:44:00.001-06:002023-11-13T14:44:55.628-06:00 The Future of Short-Term Rentals<p><br /></p><img alt="decorative image" data-ml-image-type="image" src="https://images.marketleader.com/assets/system/2255054_m.png" width="100%" /><span style="color: #5c5b5d; font-family: Arial; font-size: 12pt; line-height: 20px;">Over the past decade, short-term rentals have spiked in popularity among investors and travelers alike. It's believed that the industry will continue to grow in the coming years. Here are the latest trends and what the future is expected to bring.<br /><br /><img alt="Family entering a vacation rental" border="0" class="mobilecenter" data-ml-image-type="image" src="https://images.marketleader.com/assets/system/40330722_m.jpg" vspace="5" width="100%" /><br /><br /><strong>New Regulations</strong><br />To combat some of the challenges presented by unregulated short-term rentals, some cities have been introducing new regulations. New York, for example, recently passed a law that requires hosts to register with the city. Honolulu has outlawed rental stays under 90 days in residential areas. Other cities are curbing the number of rentals by capping the number of licenses they issue and/or imposing new taxes on vacation rental properties.<br /><br />The goal of most of these regulations is to strike a balance between supporting tourism and supporting the local community of permanent residents. The industry will continue to shift and adjust as more cities set their own regulations in the coming years and we begin to see the effects of these changes.<br /><br /><strong>Increased Demand for Upscale Rentals</strong><br />While short-term rentals are popular across the board, luxury short-term rentals are experiencing the highest demand right now. Travelers are looking for a more personalized living situation with premium amenities to make their short stay extra comfortable. Premium location is another in-demand feature, as short-term renters value having convenient access to nearby attractions and entertainment.<br /><br /><strong>Alternative Accommodations on the Rise</strong><br />Travelers are on the lookout for unique accommodations that extend beyond the traditional hotels, motels, and single-family rentals. Short-term renters are showing increased interest in glamping tents, tiny homes, yurts, and other out-of-the-ordinary shelter options. We’re likely to see more of these unique rental options hit the market in the future.<br /><br /><strong>Greater Focus on Sustainability</strong><br />Travelers are becoming increasingly conscious of their impact on the environment, which is why more of them will look for sustainability in short-term rentals. Around <a href="https://www.ecowatch.com/travel-sustainability-transportation-tourism.html" rel="noreferrer noopener" target="_blank">76% of travelers</a> want sustainable accommodations. Some examples of sustainable home features include low-flow toilets or showerheads, energy-efficient appliances, and smart lighting.<br /><br /><strong>Importance of Guest Experience</strong><br />Online reviews are more important than ever for rental hosts who want to maintain steady bookings. A higher percentage of guests are relying on customer reviews when making their booking decisions, and sites like Airbnb use reviews in their search algorithms.<br /><br />For hosts, this means that personalization and providing an exemplary experience are crucial to maintaining a successful short-term rental. Providing local recommendations, helpful tips, and personalized notes can go a long way in winning over guests and boosting ratings.<br /><br /><strong>Additional Growth</strong><br />Short-term rentals have a bright future. People are still very interested in traveling, and most signs out of the short-term rental industry indicate that growth should continue for the foreseeable future. If you're currently involved in the industry or want to start renting out your home, you can earn high returns if you have a unique property or are in a desirable location.<br /><br />Market conditions are known to change quickly, however, which is why property owners should remain adaptable to keep their rental units successful in an ever-changing market.</span><div><span style="color: #5c5b5d; font-family: Arial; font-size: 12pt; line-height: 20px;"><br /></span></div><div><span style="color: #5c5b5d; font-family: Arial; font-size: 12pt; line-height: 20px;"><div class="mceNonEditable mceRemoveOnSubmit mceSplit" style="color: black; font-family: "Times New Roman"; font-size: medium;"><center><table bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" data-mce-resize="false" style="background-color: white; height: 100%; margin: 0px; padding: 0px; width: 100%;"><tbody><tr><td align="center" style="padding-bottom: 10px; padding-top: 10px;" valign="top"><table bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" data-mce-resize="false" style="width: 600px;"><tbody><tr><td align="center" valign="top"><table bgcolor="#e5e6e7" border="0" cellpadding="0" cellspacing="0" data-mce-resize="false" style="width: 100%;" valign="middle"><tbody><tr bgcolor="#e5e6e7"><td align="center" bgcolor="#e5e6e7" valign="middle"><table border="0" cellpadding="0" cellspacing="0" class="template-flexibleContainer" data-mce-resize="false" style="width: 600px;" valign="middle"><tbody><tr><td align="center" class="template-flexibleContainerCell" style="padding: 10px;" valign="middle" width="600"><table align="center" border="0" cellpadding="0" cellspacing="0" data-mce-resize="false" style="color: #5c5b5d; width: 100%;" valign="middle"><tbody><tr><td align="center" height="40" style="font-family: Arial; font-size: 14pt; text-align: center;" valign="middle" width="100%"><span style="font-size: 14pt;"><strong>QUESTIONS? VISIT <a href="https://www.basil1.com/admin/todo/prospectid/www.thebasilgroup.com" rel="noreferrer noopener" target="_blank">www.thebasilgroup.com</a></strong></span></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr><tr><td height="15"></td></tr></tbody></table><center><table bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" data-mce-resize="false" style="height: 100%; margin: 0px; padding: 0px; width: 100%;"><tbody><tr><td align="center" style="padding-bottom: 10px; padding-top: 10px;" valign="top"><table bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" data-mce-resize="false" style="border: 0px; width: 600px;"><tbody><tr><td align="center" valign="top"><table border="0" cellpadding="0" cellspacing="0" data-mce-resize="false" style="width: 100%;"><tbody><tr><td align="center" class="footer-templateColumnContainer" valign="top"><table align="Left" border="0" cellpadding="0" cellspacing="2" class="footer-column" data-mce-resize="false"><tbody><tr><td class="footer-columnContent" style="padding: 2px;" valign="top"><img alt="personal photo" data-ml-image-type="image" data-ml-mergetoken="personalphoto" src="https://images.marketleader.com/marketingimages/75/1882575_normal.jpg" style="display: block;" width="96" /></td></tr></tbody></table><table align="Left" border="0" cellpadding="0" cellspacing="2" class="footer-column" data-mce-resize="false"><tbody><tr><td align="left" class="footer-columnContent profileinfo-column" style="line-height: 12pt; padding: 2px;" valign="top"><span style="font-family: Arial; font-size: 12pt; line-height: 16pt;"><strong>Dan and Lisa Basil CRS,GRI</strong></span><br /><span style="font-family: Arial; font-size: 10pt;">Real Estate Sales Executives</span><br /><span style="font-family: Arial; font-size: 10pt;">Coldwell Banker Realty</span><br /><span style="font-family: Arial; font-size: 10pt;">Licensed in MN</span><br /><span style="font-family: Arial; font-size: 10pt;">612-280-5046</span><br /><span style="font-family: Arial; font-size: 10pt;">763-550-3888</span></td></tr></tbody></table><br /></td></tr></tbody></table></td></tr><tr><td align="center" valign="top"><table border="0" cellpadding="0" cellspacing="0" data-mce-resize="false" style="width: 100%;"><tbody><tr><td align="center" valign="top"><table border="0" cellpadding="0" cellspacing="0" class="template-flexibleContainer" data-mce-resize="false" style="width: 600px;"><tbody><tr><td align="left" class="template-flexibleContainerCell profileinfo-column" style="line-height: 12pt; padding-top: 4px;" valign="top" width="600"><span style="font-family: Arial; font-size: 14pt;"><strong><em>25+ years of experience...Contact us today!</em></strong></span><br /><a style="color: #1eb9d4; font-family: Arial; font-size: 10pt;">debasil@cbburnet.com</a><br /><a href="https://www.basil1.com/admin/todo/prospectid/www.thebasilgroup.com" rel="noreferrer noopener" style="color: #1eb9d4; font-family: Arial; font-size: 10pt; text-decoration-line: none;" target="_blank">www.thebasilgroup.com</a></td></tr><tr><td align="left" class="template-flexibleContainerCell profileinfo-column" style="line-height: 12pt; padding-top: 8px;" width="600"><span style="color: #818181; font-family: Arial; font-size: 10pt;">Not intended as a solicitation if your property is already listed by another broker. Affiliated real estate agents are independent contractor sales associates, not employees. ©2022 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Realogy Brokerage Group LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. <img data-ml-image-type="image" height="13" src="https://images.marketleader.com/assets/system/20_m.jpg" style="padding: 0px 5px;" width="10" /><img data-ml-image-type="image" height="13" src="https://images.marketleader.com/assets/system/21_m.jpg" style="padding: 0px 5px;" width="10" /></span></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table> </center></td></tr></tbody></table></center></div><div style="color: black; font-family: "Times New Roman"; font-size: medium; margin-top: 8px; padding-bottom: 20px; text-align: center;"><div style="font-family: arial; font-size: 12px; font-weight: bold;">Coldwell Banker Realty | 235 Lake St E, Wayzata | MN | 55391</div></div><br /></span></div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-28278830.post-46806895805533129232023-10-17T12:33:00.004-05:002023-10-17T12:33:48.444-05:00<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0_UjFFdXCXOErcV8TTH7c1-5T9KcVgQ7PyoNxM8ZzGWa8JvDEyvlXMjd8O_rrhYzf1BZy1ULxFx6YaAztnQQ-Apl5Wm9NQFdko4nsOqkjecix8D8xgXEFLAOmY3rPnEDKLkwZa1Mqa89btyd6GgtJoLFkAKAOaXvDaOWgnst6r0pK95o2Qsag9Q/s2096/Market%20Trends.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1100" data-original-width="2096" height="290" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0_UjFFdXCXOErcV8TTH7c1-5T9KcVgQ7PyoNxM8ZzGWa8JvDEyvlXMjd8O_rrhYzf1BZy1ULxFx6YaAztnQQ-Apl5Wm9NQFdko4nsOqkjecix8D8xgXEFLAOmY3rPnEDKLkwZa1Mqa89btyd6GgtJoLFkAKAOaXvDaOWgnst6r0pK95o2Qsag9Q/w615-h290/Market%20Trends.jpg" width="615" /></a></div><p></p><p> 🏡📈 Exciting News for Hennepin County Buyers and Sellers! 📣🎉 Dan and Lisa Basil, REALTORS® at Coldwell Banker Realty, are here to share the latest market trends data for September 2023. Let's dive right in! 💪</p><p>📊 Market Update: Currently, Hennepin County has a low 2.05 Months Supply of Inventory, indicating a strong seller's market. But that's not all – over the past 12 months, Months Supply of Inventory has increased by a positive 7.33%, creating even more opportunities for buyers and sellers alike! 🌟</p><p>💰💯 Looking to sell? We've got great news for you! The List to Sold Price percentage is at an impressive 100.4%, meaning sellers are receiving top dollar for their properties in Hennepin County. 💸✨</p><p>⏰⌛️ Time is of the essence in this market! With a median of just 18 days on the market, properties are being snatched up quickly. Don't wait too long to make your move – reach out to Dan and Lisa Basil today to get started! 📆📞</p><p>💲💼 Curious about the numbers? The median sold price in Hennepin County currently stands at $384,100. That's not just a number; it represents the value of homes in this thriving market. Let us help you navigate this exciting real estate landscape! 💪</p><p>Whether you're buying or selling in Hennepin County, Dan and Lisa Basil, REALTORS® at Coldwell Banker Realty, have the expertise and market knowledge to guide you every step of the way. Reach out to us today and let's make your real estate dreams a reality! 🏡💼🌟 #HennepinCountyRealEstate #MarketTrends2023</p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-28278830.post-71334510738570085552023-01-17T15:33:00.000-06:002023-01-17T15:33:29.611-06:00<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhx5zfeP23Lc5h20LV-6DFn3myCaFPPrUn4bSM2741OKsHg2EdKtBjy-z6f4KhhGFsjFTFWUimUKkX7PsI8O85Jd_LSX1YjKrvcjTR6CTvXxxjAn32ndfZVJx88mSIMR2dZk8M_cPIKXWCIP1DfwCUfRcXqRUmz6HZ_2dgvvyo9hrkhGFFohPg/s1400/Home%20Design%20Trends%202023.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="450" data-original-width="1400" height="131" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhx5zfeP23Lc5h20LV-6DFn3myCaFPPrUn4bSM2741OKsHg2EdKtBjy-z6f4KhhGFsjFTFWUimUKkX7PsI8O85Jd_LSX1YjKrvcjTR6CTvXxxjAn32ndfZVJx88mSIMR2dZk8M_cPIKXWCIP1DfwCUfRcXqRUmz6HZ_2dgvvyo9hrkhGFFohPg/w535-h131/Home%20Design%20Trends%202023.jpg" width="535" /></a></div><br /> <p></p><h1 style="background: rgb(255, 255, 255); border: 0px; clear: both; color: #1e232b; font-family: "Trebuchet MS", Arial, serif; font-size: 3em; line-height: 1em; margin: 0px 0px 15px; padding: 0px; vertical-align: baseline;"><span style="font-weight: normal;">Home Design Trends for 202</span>3</h1><h2 style="background: rgb(255, 255, 255); border: 0px; clear: both; color: #1e232b; font-family: "Trebuchet MS", "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 1.2em; font-weight: normal; margin: 0px; padding: 0px; vertical-align: baseline;"><div class="at-above-post addthis_tool" data-url="/home-design-trends-for-2023/" style="background: transparent; border: 0px; margin: 0px; padding: 0px; vertical-align: baseline;"></div></h2><h4 style="background: rgb(48, 81, 127); border: 0px; clear: both; color: white; font-family: "Trebuchet MS", Arial, serif; font-size: 0.8em; font-weight: normal; margin: 0px; padding: 8px 0px; vertical-align: baseline;">SHARE</h4><h2 style="background: rgb(255, 255, 255); border: 0px; clear: both; 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border: 0px; box-shadow: none; color: #30517f; cursor: pointer; display: block; float: left; line-height: initial; margin-bottom: 4px; margin-left: 0px !important; margin-right: 0px !important; margin-top: 0px !important; outline: none; padding: 12px 22px !important; text-decoration-line: none; transition: all 0.2s ease-in-out 0s; vertical-align: baseline; width: auto;" target="_blank" title="Email"><span class="aticon_email" style="background: url("images/socialIcons.png") 0px -168px no-repeat !important; border: 0px; float: left; height: 17px !important; line-height: 2pc; margin: 0px !important; padding: 0px; vertical-align: baseline; width: 18px !important;"></span></a></div></div></div><div class="atclear" style="background: transparent; border: 0px; clear: both; margin: 0px; padding: 0px; vertical-align: baseline;"></div></div><p style="background: rgb(255, 255, 255); border: 0px; color: #1e232b; font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; margin: 0px 0px 20px; padding: 0px; vertical-align: baseline;"><em style="background: transparent; border: 0px; margin: 0px; padding: 0px; vertical-align: baseline;">Written By: Lauren Oosterlinck</em></p><p style="background: rgb(255, 255, 255); border: 0px; color: #1e232b; font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; margin: 0px 0px 20px; padding: 0px; vertical-align: baseline;">In recent months, the world has re-energized, and hope has bloomed in ways that many had not experienced since before this decade began. In contrast, shifting economic and global conditions have awakened and heightened certain sensitivities. This age of extremes has given way to a curious range of design ideas. From eclectic and new to natural and nostalgic, here are some of the most notable home design features and themes we expect to see in the year ahead:</p><p style="background: rgb(255, 255, 255); border: 0px; color: #1e232b; font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; margin: 0px 0px 20px; padding: 0px; vertical-align: baseline;"><strong style="background: transparent; border: 0px; margin: 0px; padding: 0px; vertical-align: baseline;">Bring the vacation to you.</strong> After nearly two years of limited travel, a sense of wanderlust has arisen for many. Yet, rather than actually traveling to fulfill this urge, savvy decorators have opted instead to create an escape within the residence. With a continued desire to revel in the comforts of home, many have embraced the idea that venturing out truly isn’t necessary to achieve that breezy, revitalizing experience. Using warm wood tones, bright light and airy linen curtains and furnishings, abodes will have rooms – both indoors and out – transformed in the style of beachy resort destinations and dreamy European villas.</p><p style="background: rgb(255, 255, 255); border: 0px; color: #1e232b; font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; margin: 0px 0px 20px; padding: 0px; vertical-align: baseline;"><strong style="background: transparent; border: 0px; margin: 0px; padding: 0px; vertical-align: baseline;">Connect to nature and the present.</strong> People are recognizing the need to be more present and peaceful in the moment and are erring toward pragmatic sensibilities in lifestyle and functionality. Fostering security and balance continue to be key, but with an emphasis on the senses – which translates into the use of natural textiles and rare materials in home décor such as crude clay, terra-cotta, handcrafted finishings and glazed tiles made from organic materials. Color schemes are inspired by nature and the desert theme has gained in appeal, incorporating gentle colors such as beiges and greys. The trend additionally translates to comforting, tactile interior designs that blend organic shapes, arches and irregular forms to create a cozy, warm aesthetic. Such biophilic design will continue as a trend. In fact, you may even consider adding a full-sized tree to the kitchen – olive trees are favored – to add an impressive fixture and create a Mediterranean or rustic vibe.</p><p style="background: rgb(255, 255, 255); border: 0px; color: #1e232b; font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; margin: 0px 0px 20px; padding: 0px; vertical-align: baseline;"><strong style="background: transparent; border: 0px; margin: 0px; padding: 0px; vertical-align: baseline;">Embrace opulence and idiosyncrasy.</strong> In a distinctly disparate tone, an “anti-neutral renaissance” has simultaneously gained traction, influencing home interiors. For those on this opposite end of the spectrum, minimalist fatigue has set in, driving the desire for extravagance and affecting a mood for glamour. A major theme for the new year is celebrating individuality, so unique touches, unconventional decorative fabrics and elements will reign. Think luxe jewel tones, whimsical details and embellishments galore. Expect striking visual effects in homes such as curvy and geometric shapes, fanciful rugs, monochromatic rooms in vivid shades like baby pink – as well as two-toned cabinets in contrasting colors. Emerald green, cobalt and rust are expected to be top interior colors in the coming year. Hellenism and antiquity will also see a surge in popularity, so Corinthian-style furnishings, statues and wallpaper motifs will be highly sought after.</p><p style="background: rgb(255, 255, 255); border: 0px; color: #1e232b; font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; margin: 0px 0px 20px; padding: 0px; vertical-align: baseline;"><strong style="background: transparent; border: 0px; margin: 0px; padding: 0px; vertical-align: baseline;">Statement stone.</strong> Combining aspects of the two aforementioned trends, another desirable style in 2023 will be the use of unexpected stones in surprising ways. Anticipate colorful marble in creative reds, corals, deep blues and jewel tones. Exotic types of porcelain, soapstone and granite will be used throughout the home in a variety of ways: Subtly – as serving platters, side tables or nightstands – and dramatically – as accent walls, tables, bathtubs or countertops that transition into bold backsplashes – to incorporate as standalone art or a stunning focal point.</p><p style="background: rgb(255, 255, 255); border: 0px; color: #1e232b; font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; margin: 0px 0px 20px; padding: 0px; vertical-align: baseline;">Whether you feel like a daredevil or crave simplicity, the coming year boasts a menu of delights to fulfill the moods and needs of many appetites. We hope you’re inspired to customize and love your residence more than ever in 2023.</p><p style="background: rgb(255, 255, 255); border: 0px; color: #1e232b; font-family: "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; margin: 0px 0px 20px; padding: 0px; vertical-align: baseline;"> </p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-28278830.post-7019148399506624742022-09-11T21:31:00.000-05:002022-09-11T21:31:18.125-05:00<header class="m-detail-header mm-detail-header--content-position-above mm-detail-header--in-content-well"><div class="m-detail-header--container"><div class="m-detail-header--content"><h1 class="m-detail-header--title">In case you noticed or have not noticed;</h1><h1 class="m-detail-header--title">Coldwell Banker Burnet has changed it's, replacing the 'Burnet', it will now be know as Coldwell Banker Realty<br /></h1><div class="m-detail-header--dek"><br /></div></div></div></header><div class="m-detail--body"><div class="m-detail--body-item m-detail--body-item-inline"><figure class="l-inline tml-image m-detail--tml-image--inline" itemscope="" itemtype="http://schema.org/ImageObject"><a><picture class="is-loaded"><source type="image/webp"></source><source></source><img alt="Coldwell Banker burnet" class="m-detail--tml-image m-image" data-src="https://bringmethenews.com/.image/c_limit%2Ccs_srgb%2Cfl_progressive%2Cq_auto:good%2Cw_700/MTcwODU4NzE1NDMwMjY2MTE4/coldwell-banker-burnet.jpg" height="726" itemprop="contentUrl url" src="https://bringmethenews.com/.image/t_share/MTcwODU4NzE1NDMwMjY2MTE4/coldwell-banker-burnet.jpg" width="1162" /></picture></a></figure></div></div><div class="m-detail--body-item m-detail--body-item-inline"><figure class="l-inline tml-image m-detail--tml-image--inline" itemscope="" itemtype="http://schema.org/ImageObject"><figcaption><p class="tml-image--attribution" itemprop="author"><br /></p></figcaption></figure></div><p>One of the most well-known real estate companies in Minnesota, Coldwell Banker Burnet, is undergoing a name change.</p><p>It
was announced that the Minnesota and Wisconsin operations of
Coldwell Banker Real Estate LLC will now be known as Coldwell Banker
Realty.</p><p>The change will be enacted at all 24 of its real estate offices across Minnesota and Wisconsin.</p><p>The
name change is the result of a wider rebranding effort by the parent
company, which saw it launch this past September its new "North Star"
logo.</p><div class="m-detail--body-item m-detail--body-item-inline"><figure class="l-inline tml-image m-detail--tml-image--inline" itemscope="" itemtype="http://schema.org/ImageObject"><a><picture class="is-loaded"><source type="image/webp"></source><source></source><img alt="Screen Shot 2020-03-02 at 3.10.33 PM" class="m-detail--tml-image m-image" data-src="https://bringmethenews.com/.image/c_limit%2Ccs_srgb%2Cfl_progressive%2Cq_auto:good%2Cw_700/MTcwODU4ODA4NTc3MzY5NzUx/screen-shot-2020-03-02-at-31033-pm.jpg" height="133" itemprop="contentUrl url" src="https://bringmethenews.com/.image/t_share/MTcwODU4ODA4NTc3MzY5NzUx/screen-shot-2020-03-02-at-31033-pm.jpg" width="395" /></picture></a></figure></div><div class="m-detail--body-item m-detail--body-item-inline"><figure class="l-inline tml-image m-detail--tml-image--inline" itemscope="" itemtype="http://schema.org/ImageObject"><figcaption><p class="tml-image--attribution" itemprop="author"><span>Coldwell Banker Realty</span></p></figcaption></figure></div><p>It
means the shedding of the "Burnet" name, which has been in place since
Ralph Burnet sold his real estate company to New Jersey-based National
Realty in 1998 – creating Coldwell Banker Burnet in the process.</p><p>Burnet,
who started Burnet Realty in 1973 and became one of Minnesota's most
successful real estate moguls, and retired as the chairman of Coldwell
Banker Burnet in 2017.</p><p>"This
rebranding is the perfect opportunity to identify Coldwell Banker
offices in our local communities as one significant presence across the
real estate markets in the Minneapolis/St. Paul metro area, Western
Wisconsin, Rochester, St. Cloud and beyond," said Matt Baker, president
of Coldwell Banker Realty in Minnesota and Wisconsin, in a statement.</p><p>"The
Coldwell Banker North Star is a refreshed look and feel, but it also
symbolizes the guiding light welcoming home sales associates who want an
unparalleled level of support and technology in order to thrive.</p><p>"For home buyers and sellers, it represents the absolute pinnacle of service we’re dedicated to providing."</p><p>Coldwell's Minnesota operations will now align with the wider company's presence in every major metro market in the country.</p><p>The
company also claims it'll allow the Minnesota and Wisconsin group to
"better harness talent, eliminate operational inefficiencies, and
efficiently integrate marketing, products and services for the benefit
of sales associates, clients and consumers."</p>"Our local operating
company wouldn’t be the powerhouse it is today without the vision,
dedication and leadership of company founder, Ralph Burnet. We thank
Ralph for implementing strong company values which will help us to
continue thriving <p> </p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-28278830.post-39378128574655304072020-03-06T12:42:00.003-06:002020-03-06T12:42:52.001-06:00Housing Forcast 2020 ~ Time to sell, Millenials are on the move!<!--[if gte mso 9]><xml>
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="page number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="endnote reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="endnote text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="table of authorities"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="macro"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="toa heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 5"/>
<w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Closing"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Signature"/>
<w:LsdException Locked="false" Priority="1" SemiHidden="true"
UnhideWhenUsed="true" Name="Default Paragraph Font"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Message Header"/>
<w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Salutation"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Date"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
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<![endif]--><img alt="https://rdceconomics.wpengine.com/wp-content/uploads/2019/12/R2-36680-2020-Housing-Forecast-Mill.jpg" class="shrinkToFit" height="362" src="https://rdceconomics.wpengine.com/wp-content/uploads/2019/12/R2-36680-2020-Housing-Forecast-Mill.jpg" width="400" /><br />
<h3>
What will 2020 be like for buyers?</h3>
Buying a home in 2020 will offer opportunities for some buyers, as
the supply of new homes relieves some of the inventory pressures, and
prices moderate. While the inventory of new homes in 2019 remained
focused on the high-end, as the luxury market cools, builders signaled
their intent to increase offerings in the mid-price segment, a
much-needed shift in market dynamics. First-time buyers will continue to
struggle with affordability, even with mortgage rates in an
approachable range, as entry-level inventory is expected to remain
constrained. The broad price moderation will continue to offer
opportunities in mid-sized markets in the Midwest and South.<br />
<h3>
What will 2020 be like for sellers?</h3>
Sellers in 2020 will contend with flattening price growth and slowing
activity, requiring more patience and a thoughtful approach to pricing.
Sellers of homes priced for entry-level buyers can expect the market to
remain competitive and prices to stay firm. At the upper end of the
price range, however, properties will take longer to sell, and
incentives will be needed to close deals. As the market moves toward a
more balanced scenario, sellers who adjust to local market conditions
can expect to benefit from continuing demand.<br />
<br />
Credit - Realtor.com - George Ratiu Senior Economist Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-28278830.post-83181835333495407262018-11-07T11:05:00.001-06:002018-11-07T11:15:42.810-06:00<!--[if !mso]>
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<td style="padding: 3.75pt 11.25pt 3.75pt 11.25pt;"><div class="MsoNormal" style="line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><i><span style="color: black; font-family: "arial" , sans-serif; font-size: 14.0pt;">Thinking About
Moving to a New City? Here's What You Need to Know</span></i></b><span style="color: black; font-family: "arial" , sans-serif; font-size: 14.0pt;"><br />
</span><i><span style="color: black; font-family: "arial" , sans-serif; font-size: 10.0pt;">By Eliot Ward</span></i><br />
<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
</div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh8iqXh5uo65nZE4zVovY7w6WF2Rhj_aupsNfe0VNg5psbY9nXgWoRh2cXCAivDNgfNl2SEmFJxlFzW7HGQ05oiCSzQgwuQKTwA1l5QVgE_tiy1_mm_Q3bzF2GTwOmGu64EmDmqPg/s1600/NY+Skyline.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="856" data-original-width="1200" height="228" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh8iqXh5uo65nZE4zVovY7w6WF2Rhj_aupsNfe0VNg5psbY9nXgWoRh2cXCAivDNgfNl2SEmFJxlFzW7HGQ05oiCSzQgwuQKTwA1l5QVgE_tiy1_mm_Q3bzF2GTwOmGu64EmDmqPg/s320/NY+Skyline.jpg" width="320" /></a></div>
<i><span style="color: black; font-family: "arial" , sans-serif; font-size: 10.0pt;"> </span></i><span style="color: black; font-family: "arial" , sans-serif; font-size: 14.0pt;"> </span></div>
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<span style="font-family: "times new roman" , serif; font-size: 12.0pt;"></span><span style="font-family: "times new roman" , serif; font-size: 12.0pt;"></span></div>
</td>
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<tr style="mso-yfti-irow: 3; mso-yfti-lastrow: yes;">
<td style="padding: 7.5pt 11.25pt 11.25pt 11.25pt;"><div class="MsoNormal" style="line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<a href="https://www.blogger.com/blogger.g?blogID=28278830" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"></a><span style="color: #5c5b5d; font-family: "arial" , sans-serif; font-size: 12.0pt;">Perhaps you
recently accepted a job offer in a new city, or you just needed a change
of scenery and decided now was the time to make that change. Uprooting
your life isn't an easy feat—yet, it's exciting and new. You'll get to
explore a whole new place and all that that new place has to offer!
There'll be new activities, new restaurants, new friends, new parks, and
more. <br />
<br />
What should you know about your new hometown? What research should you do
ahead of time to ensure you relocate to a place you'll be comfortable
living in? Here's what you need to know: <br />
<br />
<b>Do Your Research Before Buying (or Renting) </b><br />
The area you live in makes your home what it is. Check out Google Maps
before your big move. Maybe even make a list of the advantages and
disadvantages to each area you research—it can help make the decision
easier. <br />
<br />
If your kids are in school, you'll likely want a school facility close
by. Do you want them to attend a private or public school? Is there one
close by? What about grocery shopping? Is it easy to get to? Do you like
to have a gym you can walk to? Are there parks? Ask yourself these
questions ahead of time. Determine their importance to you and your
family. <br />
<br />
<b>Research the Local Big Activities and Events</b><br />
With a new city comes a new list of annual events and festivals. Find out
what big attractions take place. If your family is into skiing or
mountain biking, look to see if there is a place close by to partake in
these activities. Plus, finding activities and fun events to look forward
to can lessen the impact of a move, such as moving far away from friends
and family. It's exciting, but it can also be really tough. Make the best
out of it! <br />
<br />
<b>Research the Costs of Your New City</b><br />
This is a big one. Cities come with different price tags. Make sure you
know what you'll be spending before you commit. <br />
<br />
Even grocery prices tend to change. Calculate what you can expect to
spend in your new city—does it work for your budget? The worst thing that
could happen is you move and find out you can't afford your new city.
Financial planning makes all the difference, and it can help you avoid
future panic or crises. </span></div>
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<span style="color: #5c5b5d; font-family: "arial" , sans-serif; font-size: 12.0pt;">We found this website to have an interesting comparison: https://www.bestplaces.net/cost-of-living/</span></div>
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<span style="color: #5c5b5d; font-family: "arial" , sans-serif; font-size: 12.0pt;">Once you've made your final decision, call us in and we'll get the process of selling your home started while referring you to a great and trustworthy Realtor wherever you are going!</span></div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-28278830.post-49502004614175580952018-09-27T12:15:00.000-05:002018-09-27T12:15:36.697-05:00
<br />
<header class="entry-header page-header">
<h1 class="entry-title ">
Are Home Prices Softening or Are They Falling?</h1>
<h1 class="entry-title ">
<img alt="Are Home Prices Softening or Are They Falling? | Simplifying The Market" class="single-featured wp-post-image" height="410" src="https://files.simplifyingthemarket.com/wp-content/uploads/2018/09/26113216/20180927-Share-STM.jpg" width="750" /></h1>
</header><br />We
are beginning to see reports that more housing inventory is coming to
the market and that buyer demand may not be increasing at the same pace
it did earlier this year. The result will be many headlines written to
address the impact that these two situations will have on home values.<span id="more-38182"></span><br />
Many of these headline writers will confuse “softening home prices”
with “falling home prices,” but there is a major difference between the
two.<br />
The data will begin to show that home values are not appreciating at
the same levels as they had over the last several years (softening
prices). This does NOT mean that prices are depreciating (falling
prices).<br />
Here is an example: Over the last several years, national home values
increased by more than 6% annually. If you had a home worth $300,000 at
the beginning of the year, it would be worth $318,000 by year’s end. If
the appreciation rate “falls” to 4%, that $300,000 house would be worth
$312,000 at the end of next year – a $6,000 difference.<br />
The price of the home did not fall. It just didn’t increase at the level it had the previous year.<br />
Appreciation rates are projected to end this year at approximately
5%, and then drop to somewhere between 4-5% next year. This drop in
appreciation rate will cause home price increases to <strong>soften.</strong><br />
<h4>
<strong>Again, this does not mean that home prices will depreciate, but instead that they will appreciate more slowly. </strong></h4>
<h3>
<strong>Bottom Line</strong></h3>
Be careful when reading headlines that discuss home values. Some
headline writers will be legitimately confused and will use the word <em>falling</em> in place of <em>softening</em>.
Others will realize that the headline “Home Prices are Falling!” will
get more clicks than “Home Prices are Softening” and will intentionally
write the more compelling headline. Read the article. <strong>If the word depreciation is not mentioned, home values are not falling.</strong>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-28278830.post-30761648311121135602018-08-25T10:31:00.000-05:002018-08-25T10:31:19.599-05:00
<br />
<header class="entry-header page-header">
<h1 class="entry-title ">
What Does the Recent Rash of Price Reductions Mean to the Real Estate Market?</h1>
<div class="entry-meta">
<span class="posted-on"> <a href="http://www.simplifyingthemarket.com/en/2018/08/23/what-does-the-recent-rash-of-price-reductions-mean-to-the-real-estate-market/?a=381628-3aae424b625d7d146735ad84340b5dc3" rel="bookmark"><time class="entry-date published" datetime="2018-08-23T06:00:42+00:00">Thursday August 23rd, 2018</time></a></span>
<span class="cat-links">
<a href="http://www.simplifyingthemarket.com/en/category/sellers/?a=381628-3aae424b625d7d146735ad84340b5dc3" rel="category tag">For Sellers</a>, <a href="http://www.simplifyingthemarket.com/en/category/housing-market-updates/?a=381628-3aae424b625d7d146735ad84340b5dc3" rel="category tag">Housing Market Updates</a>, <a href="http://www.simplifyingthemarket.com/en/category/buyers/move-up-buyers/?a=381628-3aae424b625d7d146735ad84340b5dc3" rel="category tag">Move-Up Buyers</a>, <a href="http://www.simplifyingthemarket.com/en/category/pricing/?a=381628-3aae424b625d7d146735ad84340b5dc3" rel="category tag">Pricing</a> </span>
</div>
</header>
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Last week, in a <a href="http://zillow.mediaroom.com/2018-08-16-National-Housing-Market-Experiencing-More-Price-Cuts" target="_blank">new report</a> from <em>Zillow</em>, it was revealed that there has been a rash of price reductions across the country. According to the report:<span id="more-37996"></span><br />
<ul>
<li>There are more price cuts now than a year ago in over two-thirds of the nation’s largest metros</li>
<li>About 14% of all listings had a price cut in June</li>
<li>Since the beginning of the year, the share of listings with a price cut increased 1.2%</li>
<li>This is the greatest January-to-June increase ever reported, and more than double the January-to-June increase last year</li>
</ul>
Senior Economist Aaron Terrazas further explained:<br />
<blockquote>
<em>“A rising share of on-market listings are seeing
price cuts, though these price cuts are concentrated at the most
expensive price-points and primarily in markets that have seen outsized
price gains in recent years.”</em></blockquote>
<h4>
<strong>What this DOESN’T MEAN for the real estate market…</strong></h4>
This doesn’t mean home values have depreciated or are about to depreciate.<br />
A seller may put a home worth $300,000 on the market for $325,000
hoping a bidding war will occur and an overanxious buyer will pay more
than its actual value. That has happened often over the last few years.
If the seller gets no offers and reduces the price to $300,000, it
doesn’t mean the home dropped in value. It is still worth $300,000.<br />
Home prices will continue to appreciate over the next 12 months. In this same report, Terrazas remarks:<br />
<blockquote>
<em>“It’s far too soon to call this a buyer’s market,
home values are still expected to appreciate at double their historic
rate over the next 12 months, but the frenetic pace of the housing
market over the past few years is starting to return toward a more
normal trend.”</em></blockquote>
<h4>
<strong>What this DOES MEAN for the real estate market…</strong></h4>
This does mean that sellers should <a href="https://www.simplifyingthemarket.com/2018/07/24/selling-your-home-heres-2-ways-to-get-the-best-price/?a=381628-3aae424b625d7d146735ad84340b5dc3">be more conservative</a> when it comes to the price at which they list their homes – especially sellers in the upper end of each market.<br />
Sellers have been listing their homes at inflated prices hoping a
super-hot market will deliver a buyer willing to pay virtually any price
to ensure they don’t lose the house. That strategy has worked somewhat
successfully over the last two years. However, the time that strategy
would have worked may have passed.<br />
Again, quoting Aaron Terrazas in the report:<br />
<blockquote>
<em>“The housing market has tilted sharply in favor of
sellers over the past two years, but there are very early preliminary
signs that the winds may be starting to shift ever-so-slightly.”</em></blockquote>
<h3>
<strong>Bottom Line</strong></h3>
Prices are not depreciating. However, if you want to sell your house
quickly and with the least amount of hassles, pricing it correctly from
the beginning makes the most sense.Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-28278830.post-82589701199410648892018-07-16T15:01:00.003-05:002018-07-16T15:01:59.931-05:00#1 Reason to List Your House NOW!<div id="sharepp" style="margin: 5px 0 25px 0;">
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<article class="post-76470 post type-post status-publish format-standard has-post-thumbnail hentry category-sellers category-housing-market-updates category-move-up-buyers-buyers" id="post-76470">
<div class="entry-wrap">
<header class="entry-header">
<h1 class="entry-title">
The #1 Reason to List Your House for Sale NOW!</h1>
</header> <div class="entry-featured">
<div class="entry-thumb">
<img alt="The #1 Reason to List Your House for Sale NOW! | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2018/06/25110536/20180709-Share-STM.jpg" width="750" /></div>
</div>
<div class="entry-content content">
If you are debating whether or not to list your house for sale this year, here is the #1 reason not to wait!<br />
<h4>
<strong>Buyer Demand Continues to Outpace the Supply of Homes for Sale</strong></h4>
The <em>National Association of Realtors’ </em>(NAR)<em> Chief Economist</em> Lawrence Yun recently commented on the current lack of inventory:<br />
<blockquote>
<strong><em>“Inventory coming onto the market during this year’s spring buying season</em></strong><em> – as evidenced again by last month’s weak reading – <strong>was not even close to being enough to satisfy demand.</strong></em><em> </em><br />
<em>That is why home prices keep outpacing incomes and listings are
going under contract in less than a month – and much faster – in many
parts of the country.” </em></blockquote>
The latest <em><u><a href="https://www.nar.realtor/newsroom/existing-home-sales-backpedal-decrease-04-percent-in-may" rel="noopener noreferrer" target="_blank" title="Existing Home Sales Report">Existing Home Sales Report</a></u></em> shows that there is currently a <strong>4.1-month supply</strong> of homes for sale. This remains lower than the 6-month supply necessary for a normal market, and <strong>6.1% lower than last year’s inventory level.</strong><br />
The chart below details the year-over-year inventory shortages experienced over the last 12 months:<br />
<a class="use_kcm_lightbox" href="https://files.mykcm.com/2018/06/25110549/20180709-STM-ENG.jpeg" rel="noopener noreferrer" target="_blank" title="The #1 Reason to List Your House for Sale NOW! | MyKCM"><img alt="The #1 Reason to List Your House for Sale NOW! | MyKCM" class="alignnone wp-image-76472" height="450" src="https://files.mykcm.com/2018/06/25110549/20180709-STM-ENG.jpeg" width="600" /></a><br />
Anything less than a six-month supply is considered a “<a href="https://www.mykcm.com/2018/03/27/buyer-demand-still-outpacing-the-supply-of-homes-for-sale/" rel="noopener" target="_blank" title="seller’s market">seller’s market</a>.”<br />
<h3>
<strong>Bottom Line</strong></h3>
Let’s get together to discuss the supply conditions in our
neighborhood so that we can assist you in gaining access to the buyers
who are ready, willing, and able to buy right now!<br />
</div>
</div>
</article>
<div id="sharepp2" style="margin: 5px 0 25px 0;">
</div>
<img alt="" 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" 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<span style="mso-bookmark: _MailAutoSig;"><span style="mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: minor-fareast; mso-no-proof: yes;">Dan Basil - CRS, GRI, CAAS, ERC approved</span></span></div>
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<span style="mso-bookmark: _MailAutoSig;"><span style="mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: minor-fareast; mso-no-proof: yes;">MN LIC# 20153005</span></span></div>
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<span style="mso-bookmark: _MailAutoSig;"><span style="mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: minor-fareast; mso-no-proof: yes;">"Experience you deserve!"</span></span></div>
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<span style="mso-bookmark: _MailAutoSig;"><span style="mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: minor-fareast; mso-no-proof: yes;">Realtor Relocation Specialist</span></span></div>
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<span style="mso-bookmark: _MailAutoSig;"><span style="mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: minor-fareast; mso-no-proof: yes;">The Basil Group</span></span></div>
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<span style="mso-bookmark: _MailAutoSig;"><span style="mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: minor-fareast; mso-no-proof: yes;">Coldwell Banker Burnet</span></span></div>
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<span style="mso-bookmark: _MailAutoSig;"><span style="mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: minor-fareast; mso-no-proof: yes;">MN Broker LIC# 146677</span></span></div>
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<span style="mso-bookmark: _MailAutoSig;"><span style="mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: minor-fareast; mso-no-proof: yes;">4100 Berkshire Lane N.</span></span></div>
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<span style="mso-bookmark: _MailAutoSig;"><span style="mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: minor-fareast; mso-no-proof: yes;">Plymouth, MN 55446</span></span></div>
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<span style="mso-bookmark: _MailAutoSig;"><span style="mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: minor-fareast; mso-no-proof: yes;">Direct (612) 280-5046</span></span></div>
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<span style="mso-bookmark: _MailAutoSig;"><span style="mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: minor-fareast; mso-no-proof: yes;">Office (763) 550-3888</span></span></div>
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<span style="mso-bookmark: _MailAutoSig;"><span style="mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: minor-fareast; mso-no-proof: yes;">Fax (360) 530-3888</span></span></div>
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<span style="mso-bookmark: _MailAutoSig;"><span style="mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: minor-fareast; mso-no-proof: yes;">Email: info@thebasilgroup.com</span></span></div>
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<span style="mso-bookmark: _MailAutoSig;"><span style="mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: minor-fareast; mso-no-proof: yes;">Web: www.thebasilgroup.com</span></span></div>
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<span style="mso-bookmark: _MailAutoSig;"><span style="mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: minor-fareast; mso-no-proof: yes;">" We appreciate your referrals! "</span></span><span style="mso-bookmark: _MailAutoSig;"><span style="color: #2e74b5; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: minor-fareast; mso-no-proof: yes; mso-themecolor: accent1; mso-themeshade: 191;"></span></span></div>
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<div id="blog-disclaimer" style="display: inline-block; padding: 20px 0; width: 100%;">
<em>The information contained, and the opinions expressed, in this
article are not intended to be construed as investment advice. Keeping
Current Matters, Inc. does not guarantee or warrant the accuracy or
completeness of the information or opinions contained herein. Nothing
herein should be construed as investment advice. You should always
conduct your own research and due diligence and obtain professional
advice before making any investment decision. Keeping Current Matters,
Inc. will not be liable for any loss or damage caused by your reliance
on the information or opinions contained herein.</em>
</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-28278830.post-39446719059779358672018-02-27T16:23:00.002-06:002018-02-27T16:23:54.087-06:00<div id="sharepp" style="margin: 5px 0 25px 0;">
</div>
<article class="post-72839 post type-post status-publish format-standard has-post-thumbnail hentry category-first-time-home-buyers category-buyers category-sellers category-fsbos category-move-up-buyers-buyers" id="post-72839">
<div class="entry-wrap">
<header class="entry-header">
<h1 class="entry-title">
Top 5 Reasons to Hire a Real Estate Professional When Buying or Selling!</h1>
</header> <div class="entry-featured">
<div class="entry-thumb">
<img alt="Top 5 Reasons to Hire a Real Estate Professional When Buying or Selling! | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2018/01/30122600/20180219-Share-STM.jpg" width="750" /></div>
</div>
<div class="entry-content content">
Whether you are <a href="https://www.mykcm.com/2018/01/23/why-you-need-a-professional-on-your-team-when-buying-a-home/" title="buying">buying</a> or <a href="https://www.mykcm.com/2017/08/21/why-is-it-important-to-use-a-professional-to-sell-your-home/" title="selling">selling</a>
a home it can be quite the adventure, which is why you need an
experienced real estate professional to guide you on the path to
achieving your ultimate goal. But in this world of instant gratification
and internet searches, many sellers think that they can ‘For Sale by
Owner’ or ‘<a href="https://www.mykcm.com/2017/12/26/top-5-reasons-you-shouldnt-fsbo/" title="FSBO">FSBO</a>.’<br />
The 5 reasons you NEED a real estate professional in your corner
haven’t changed but have rather been strengthened by the projections of
higher mortgage interest rates & home prices as the market continues
to pick up steam.<br />
<h4>
<strong>1. What do you do with all this paperwork?</strong></h4>
Each state has different regulations regarding the contracts required
for a successful sale, and these regulations are constantly changing. A
true real estate professional is an expert in his or her market and can
guide you through the stacks of <a href="https://www.mykcm.com/2017/12/05/why-is-there-so-much-paperwork-required-to-get-a-mortgage/" title="paperwork">paperwork</a> necessary to make your dream a reality.<br />
<h4>
<strong>2. Ok, so you found your dream house, now what?</strong></h4>
There are over <a href="http://www.nirealtor.com/images/180steps.pdf" target="_blank" title="180 possible steps">180 possible steps</a>
that need to take place during every successful real estate
transaction. Don’t you want someone who has been there before, someone
who knows what these actions are, to make sure that you achieve your
dream?<br />
<h4>
<strong>3. Are you a good negotiator?</strong></h4>
So maybe you’re not convinced that you need an agent to sell your
home. After looking at the list of parties that you will need to be
prepared to negotiate with, you’ll soon realize the value in selecting a
real estate professional. From the buyers (who want the best deals
possible), to the home inspection companies, all the way to the
appraisers, there are <a href="https://www.mykcm.com/2015/12/29/thinking-of-selling-your-home-get-ready-to-negotiate/" title="at least 11 different people">at least 11 different people</a> who you will need to be knowledgeable of, and answer to, during the process.<br />
<h4>
<strong>4. What is the home you’re buying/selling really worth?</strong></h4>
It is important for your home to be <a href="https://www.mykcm.com/2018/02/20/2-ways-to-get-the-most-money-from-the-sale-of-your-home/" title="priced correctly">priced correctly</a>
from the start to attract the right buyers and shorten the amount of
time that it’s on the market. You need someone who is not emotionally
connected to your home to give you the truth as to your home’s value.
According to a <a href="https://www.mykcm.com/2017/08/24/study-fsbos-dont-save-real-estate-commission/" title="study">study</a> by <em>Collateral Analytics,</em> FSBOs achieve prices significantly lower than those from similar properties sold by real estate agents:<br />
<blockquote>
<em>“FSBOs tend to sell for lower prices than comparable home sales, and in many cases <strong>below the average differential represented by the prevailing commission rate</strong>.”</em></blockquote>
Get the most out of your transaction by hiring a professional.<br />
<h4>
<strong>5. Do you know what’s really going on in the market?</strong></h4>
There is so much information out there on the news and on the
internet about home sales, prices, and mortgage rates; how do you know
what’s going on specifically in your area? Who do you turn to in order
to competitively and correctly price your home at the beginning of the
selling process? How do you know what to offer on your dream home
without paying too much, or offending the seller with a lowball offer?<br />
Dave Ramsey, the financial guru, advises:<br />
<blockquote>
<em>“When getting help with money, whether it’s
insurance, real estate or investments, you should always look for
someone with the heart of a teacher, not the heart of a salesman.”</em></blockquote>
Hiring an agent who has his or her finger on the pulse of the market
will make your buying or selling experience an educated one. You need
someone who is going to tell you the truth, not just what they think you
want to hear.<br />
<h3>
<strong>Bottom Line</strong></h3>
You wouldn’t replace the engine in your car without a trusted
mechanic, so why would you make one of the most important financial
decisions of your life without hiring a real estate professional?<br />
</div>
</div>
</article>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-28278830.post-10036467657441965382018-01-11T13:11:00.001-06:002018-01-11T13:11:08.270-06:00<img alt="712,000 Homes in the US Regained Equity in the Past 12 Months! | Simplifying The Market" class="single-featured wp-post-image" height="410" src="https://files.simplifyingthemarket.com/wp-content/uploads/2017/12/20163424/20180108-Share-STM.jpg" width="750" /><br />
<br />
<br />
<header class="entry-header page-header">
<h1 class="entry-title ">
712,000 Homes in the US Regained Equity in the Past 12 Months!</h1>
</header><br />
<i>CoreLogic’s </i>latest<i> Equity Report </i><a href="http://www.corelogic.com/about-us/researchtrends/homeowner-equity-report.aspx#.Wi7EHDdrxhE" target="_blank">revealed</a> that <i>“over the past 12 months, 712,000 borrowers moved into positive equity.” </i>This
is great news, as the share of homeowners with negative equity (those
who owe more than their home is worth), has dropped more than 20% since
the peak in Q4 of 2009 (26%) to 4.9% today.<span id="more-36759"></span><br />
The report also revealed:<br />
<ul>
<li><b>The average homeowner gained approximately $14,900 in equity</b> during the past year.</li>
<li>Compared to Q3 2016, <b>negative equity decreased 22%</b> from 3.2 million homes, or 6.3% of all mortgaged properties.</li>
<li><b>U.S. homeowners with mortgages</b> (<i>roughly 63% of all homeowners</i>) <b>have seen their equity increase</b> by a total of $870.6 billion since Q3 2016, an increase of 11.8%, year-over-year.</li>
</ul>
The map below shows the percentage of homes by state with a mortgage and positive equity. <i>(The states in gray have insufficient data to report.)</i><br />
<a href="http://files.simplifyingthemarket.com/wp-content/uploads/2017/12/20163313/20180108-STM-ENG1.jpg?a=381628-3aae424b625d7d146735ad84340b5dc3"><img alt="712,000 Homes in the US Regained Equity in the Past 12 Months! | Simplifying The Market" class="alignnone wp-image-36766" height="488" src="https://files.simplifyingthemarket.com/wp-content/uploads/2017/12/20163313/20180108-STM-ENG1.jpg" width="650" /></a><br />
<b>Significant Equity Is on The Rise</b><br />
Frank Nothaft, <i>Chief Economist </i>at<i> CoreLogic</i>, believes this is great news for the <i>“housing market.” </i>He went on to say:<br />
<blockquote>
<b><i>“Homeowner equity increased by almost $871 billion over the last 12 months, the largest increase in more than three years.</i></b><i> This increase is primarily a reflection of rising home prices, which drives up home values, <b>leading to an increase in home equity positions and supporting consumer spending.”</b></i></blockquote>
Of the 95.1% of homeowners with positive equity in the U.S., <b><i>82.9% have significant equity</i></b>
(defined as more than 20%). This means that more than three out of four
homeowners with a mortgage could use the equity in their current home
to purchase a new home <b><i>now</i></b>.<br />
The map below shows the percentage of homes by state with a mortgage and significant equity.<br />
<a href="http://files.simplifyingthemarket.com/wp-content/uploads/2017/12/20163402/20180108-STM-ENG2.jpg?a=381628-3aae424b625d7d146735ad84340b5dc3"><img alt="712,000 Homes in the US Regained Equity in the Past 12 Months! | Simplifying The Market" class="alignnone wp-image-36767" height="488" src="https://files.simplifyingthemarket.com/wp-content/uploads/2017/12/20163402/20180108-STM-ENG2.jpg" width="650" /></a><br />
<h3>
<b>Bottom Line</b></h3>
If you are one of the many homeowners who are unsure of how much
equity you have in your home and are curious about your ability to move,
let’s meet up to evaluate your situation.Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-28278830.post-9897939113623580322018-01-08T19:09:00.005-06:002018-01-08T19:09:55.978-06:00<br />
<header class="entry-header page-header">
<h1 class="entry-title ">
4 Reasons to Sell This Winter </h1>
</header><br />
<a href="http://files.simplifyingthemarket.com/wp-content/uploads/2018/01/03125001/20180105-4-Reasons-To-Sell-Winter-STM.jpg?a=381628-3aae424b625d7d146735ad84340b5dc3"><img alt="4 Reasons to Sell This Winter [INFOGRAPHIC] | Simplifying The Market" class="alignnone wp-image-36842" height="591" src="https://files.simplifyingthemarket.com/wp-content/uploads/2018/01/03125001/20180105-4-Reasons-To-Sell-Winter-STM.jpg" width="650" /></a><br />
<span id="more-36838"></span><br />
<h3>
<b>Some Highlights: </b></h3>
<ul>
<li>Buyer demand continues to outpace the supply of homes for sale which
means that buyers are often competing with one another for the few
listings that are available!</li>
<li>Housing inventory is still under the 6-month supply needed to sustain a normal housing market.</li>
<li>Perhaps the time has come for you and your family to move on and start living the life you desire.</li>
</ul>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-28278830.post-23533977906505712602017-12-12T12:00:00.002-06:002017-12-12T12:00:38.961-06:00Selling your home this winter could have advantages<br />
<header class="entry-header page-header">
<h1 class="entry-title ">
The #1 Reason to List Your House Today!</h1>
<div class="entry-meta">
<span class="posted-on"> <a href="http://www.simplifyingthemarket.com/en/2017/12/07/the-1-reason-to-list-your-house-today/?a=381628-3aae424b625d7d146735ad84340b5dc3" rel="bookmark"><time class="entry-date published" datetime="2017-12-07T06:00:33+00:00">Thursday December 7th, 2017</time></a></span></div>
</header>Many people believe that selling their house during <i>“the spring buyers’ market”</i>
is the best thing to do. Their reasoning is that there will be more
buyers than there are during the winter months and, therefore, their
house will sell quicker and for a higher price.<span id="more-36664"></span><br />
Historically, this made sense. However, today’s real estate market is not following the rules of the past.<br />
<i>The National Association of Realtors </i>(NAR) measures buyer <i>“foot traffic”</i>
each month. It receives data on the number of properties shown to a
prospective purchaser by a Realtor® (based on the number of lockboxes
used). The data reveals the number of buyers out actively looking for a
home, not just window shopping on the internet. NAR explains:<br />
<blockquote>
<i>“Foot traffic has a strong correlation with future
contracts and home sales, so it can be viewed as a peek ahead at sales
trends two to three months into the future.”</i></blockquote>
According to the latest <a href="https://www.nar.realtor/research-and-statistics/research-reports/foot-traffic/october-2017-foot-traffic" target="_blank"><i>Foot Traffic Report</i></a><b><i>,</i></b> buyer traffic is greater now than it was during this year’s spring market and <b><i>there are more buyers out now than at any other time in the last five years</i> </b>(March of 2012).<br />
The chart below shows that buyer activity over the last three months
(blue bars) was greater than it was during this past spring market
(green bars).<br />
<a href="http://files.simplifyingthemarket.com/wp-content/uploads/2017/12/05135912/20171207-STM-ENG.jpg?a=381628-3aae424b625d7d146735ad84340b5dc3"><img alt="The #1 Reason to List Your House Today! | Simplifying The Market" class="alignnone wp-image-36666" height="488" src="https://files.simplifyingthemarket.com/wp-content/uploads/2017/12/05135912/20171207-STM-ENG.jpg" width="650" /></a><br />
<h3>
<b>Bottom Line</b></h3>
If you are waiting for next spring to list your home because you
think that’s when the buyers will be out in force, perhaps you should
reconsider. Buyers are out right now!Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-28278830.post-52659359409474131232017-12-05T12:57:00.001-06:002017-12-05T13:07:17.367-06:00<img alt="Millennials Flock Towards Low Down Payment Programs | Simplifying The Market" class="single-featured wp-post-image" height="410" src="https://files.simplifyingthemarket.com/wp-content/uploads/2017/10/13120651/20171024-Featured-750x410.jpg" width="750" /><br />
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<br />
<header class="entry-header page-header"><h1 class="entry-title ">
Millennials Flock Towards Low Down Payment Programs</h1>
</header><br />
<div class="entry-content">
<br />
A <a href="http://downpaymentresource.com/wordpress/wp-content/uploads/2017/08/Down-Payment-Report.Aug2017.pdf" target="_blank">report</a> released by <i>Down Payment Resource </i>shows that 61% of first-time homebuyers purchased their homes with a down payment of 6% or less.<span id="more-36308"></span><br />
The trend continued among all buyers with a mortgage, as 73% made a down payment of less than 20%.<br />
An <a href="https://media.chase.com/content/pr/chase-google-track-down-where-buyers-house-hunt" target="_blank">article</a> by <i>Chase</i> points to a new wave of millennial homebuyers:<br />
<blockquote>
<i>“We teamed up with Google to help us better understand what customers are searching for and how the home buying landscape is evolving. <b>We found that millennials</b> and first-time homebuyers <b>are making a big splash in the market</b>, and affordability remains top of mind.”</i></blockquote>
Among millennials who purchased homes, David Norris, <i>Loan Depot’s Head of Retail Lending,</i> said:<br />
<blockquote>
<i>“It’s clear from the survey results that Millennials have a lot of anxiety built up about the home buying process.</i><br />
<i>There is good news, however, as there’s more flexibility than most Millennials think regarding how to qualify for a loan and what’s needed for a down payment.”</i></blockquote>
<h3>
<b>Bottom Line</b></h3>
If you are one of the many millennials who is debating a home purchase this year, let’s get together to help you understand your options and set you on the path to preapproval.</div>
</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-28278830.post-48472500090568003662017-10-17T14:14:00.001-05:002017-10-17T14:15:49.413-05:00<img alt="Where Are the Home Prices Heading in the Next 5 Years? | Simplifying The Market" class="single-featured wp-post-image" height="174" src="https://d39ah2zlibpm3g.cloudfront.net/wp-content/uploads/2017/02/16161629/20170227-Share-STM.jpg" width="320" />
<br />
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<br />
<header class="entry-header page-header">
<h1 class="entry-title ">
Where Are the Home Prices Heading in the Next 5 Years?</h1>
<span id="more-35058"></span></header><br />
<div class="entry-content">
Every quarter, <i>Pulsenomics</i> surveys a nationwide panel of
over one hundred economists, real estate experts, and investment &
market strategists about where they believe prices are headed over the
next five years. They then average the projections of all 100+ experts
into a single number.<br />
<h4>
<b>The results of their latest survey:</b></h4>
Home values will appreciate by 4.4% over the course of 2017, 3.4% in
2018, 2.8% in 2019, 2.7% in 2020, and 2.8% in 2021. That means the
average annual appreciation will be 3.22% over the next 5 years.<br />
<a href="http://d39ah2zlibpm3g.cloudfront.net/wp-content/uploads/2017/02/16161545/20170227-STM-ENG1.jpg" target="_blank"><img alt="Where Are the Home Prices Heading in the Next 5 Years? | Simplifying The Market" class="alignnone wp-image-35059" height="488" src="https://d39ah2zlibpm3g.cloudfront.net/wp-content/uploads/2017/02/16161545/20170227-STM-ENG1.jpg" width="650" /></a><br />
The prediction for cumulative appreciation fell from 21.4% to 17.3%
by 2021. The experts making up the most bearish quartile of the survey
are projecting a cumulative appreciation of 6.3%.<br />
<a href="http://d39ah2zlibpm3g.cloudfront.net/wp-content/uploads/2017/02/16161606/20170227-STM-ENG2.jpg" target="_blank"><img alt="Where Are the Home Prices Heading in the Next 5 Years? | Simplifying The Market" class="alignnone wp-image-35060" height="488" src="https://d39ah2zlibpm3g.cloudfront.net/wp-content/uploads/2017/02/16161606/20170227-STM-ENG2.jpg" width="650" /></a><br />
<h3>
<b>Bottom Line</b></h3>
Individual opinions make headlines. We believe this survey is a fairer depiction of future values.</div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-28278830.post-46394145720442002642017-10-09T13:08:00.000-05:002017-10-09T13:08:51.593-05:00For the moment, at least, some Twin Cities home sellers are being forced to cut prices More sellers cutting their asking prices as the winter slowdown approaches.
By Jim Buchta Star Tribune
October 7, 2017 — 11:04pm
Twenty percent of all house listings in the Twin Cities metro had a price reduction as of August, twice as many as in the spring. The bulk of the markdowns are in the upper-bracket market.
For five long years, the owners of a house at 2104 Kenwood Parkway — known for its appearance in the opening credits of “The Mary Tyler Moore Show” — waited for a buyer. Though the Minneapolis house was in perfect condition, exquisitely staged and on a picture-perfect street in a prime neighborhood, there was only one thing the seller could do to entice a buyer: Reduce the price.
After nearly $1.5 million in markdowns — about half of the original list price — the seller finally hit the sweet spot and got not one, but two offers. The sale closed late last month.
The Twin Cities home market is closing in on a record year of sales even while supply is extremely tight, giving sellers an advantage over buyers. But with winter just around the corner, the competition among shoppers is waning, making it the best time of year to be a buyer.
That change is visible in the growing number of sellers who are cutting prices. Last week, sellers around the metro area offered discounts ranging from a $500 reduction on a $47,000 condo in north Minneapolis to a $505,000 discount on a $2 million architect-designed house on Sunfish Lake.
In August, nearly 20 percent of all house listings in the Twin Cities metro had a price reduction, twice as many as this spring and the highest monthly share in two years, according to an analysis of local listing data.
“It’s price or patience,” said Nick George, a sales agent. “The one thing we can change is price.”
The bulk of the markdowns are happening in the upper-bracket market, where there’s the deepest supply of listings and the smallest buyer pool. Discounts are less common among the most affordable listings, which are most scarce. At the current sales pace, there are still only enough listings priced from $190,000 to $250,000 to last less than two months.
And while a greater share of sellers offered a discount last month, those markdowns are slightly smaller than last year largely because buyers this fall have far fewer options than they did last year, putting buyers on the sidelines and stifling sales.
During the peak spring buying season this year, buyers were essentially paying sellers all of their original asking price or more, according to data from the Minneapolis Area Association of Realtors.
But last week George, who works on the east side of the metro, advised the owner of a townhouse in Oakdale to drop the asking price by $5,000 to $175,000 after it had been visited by 24 prospective buyers without getting an offer. He also had the owners of a two-story house in Woodbury cut the price from $460,000 to $450,000.
“I’m not a fan of discounts,” George said. “I’m a fan of pricing a house right.”
During the spring, both properties would have sold instantly at their original prices, he said. This fall, however, properties have to be in perfect condition, thoughtfully staged and professionally photographed to get the kind of price they might have commanded before the Fourth of July.
While the trend might be troubling for sellers, this seasonal correction is a healthy hedge against another housing price bubble. “People are pulling back a bit; they’re saying ‘I’m going to wait this out,’ ” said Skylar Olsen, senior economist<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj0w-tDCdsLJuETcxEPGtJOz6IQJRwJesbxP7Bw8htRnYGKwYMtlC60Uu4zQMLyGPL3j6AEAZVzN0parCVYz2ub01HhElLtcyGC9XbsQO5TtYE56vQs8bqe5QUfZEp4ndkVVon5JQ/s1600/coldwell-banker-burnet-logo---jpeg.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj0w-tDCdsLJuETcxEPGtJOz6IQJRwJesbxP7Bw8htRnYGKwYMtlC60Uu4zQMLyGPL3j6AEAZVzN0parCVYz2ub01HhElLtcyGC9XbsQO5TtYE56vQs8bqe5QUfZEp4ndkVVon5JQ/s320/coldwell-banker-burnet-logo---jpeg.jpg" width="320" height="203" data-original-width="1600" data-original-height="1015" /></a></div>. “The slowing down is a good sign.”
Olsen said while homes in the bottom price tier are appreciating far faster than the top tier — which is why they are less likely to see price cuts this fall — there’s evidence that rising prices in the Twin Cities are slowing slightly after three years of unusually strong gains.
The latest S&P CoreLogic Case-Shiller Minneapolis Home Price NSA Index, for example, still hasn’t exceeded the previous high set in 2007. That’s in contrast to the national index, which hit a new high last summer.
“Sellers can still be confident, but be aware when you’re listing your home that there might not be the fervor that there was in the main selling season,” Olsen said. “Hopefully this a sign of more sane times to come.”
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-28278830.post-20440254008357381612016-11-28T11:12:00.000-06:002016-11-28T11:22:37.109-06:00
Millennials Still Chasing American Dream Despite Hurdles
Posted on Nov 21 2016 - 11:07am by Housecall
Surprising to some, millennials are all about chasing the American dream and owning a home of their own despite current market and economic setbacks. This infographic from FirstTimeHomeFinancing.com explains what's keeping millennials from pursuing their home-ownership dreams and outlines several programs that could help them achieve their goals.
<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiaUIjTpWQoiL6QXg9GlqUr8FuRwvqJclJZerhyKC1RuJDWILrrBU7kd88vbKaMJM33I_tVDqtOgWpmJFdtQrDVBin3t86uWmGC9FIo5wr7GVMWFNUrgnKiXWI0H386sK9wZ1YWfA/s1600/Millenial+1.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiaUIjTpWQoiL6QXg9GlqUr8FuRwvqJclJZerhyKC1RuJDWILrrBU7kd88vbKaMJM33I_tVDqtOgWpmJFdtQrDVBin3t86uWmGC9FIo5wr7GVMWFNUrgnKiXWI0H386sK9wZ1YWfA/s1600/Millenial+1.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiFnIZ9tyYUkXlRhB1PMJpk1O37qLhOV98DSvEx5H8RQkhA6ET0BlJ8XzDiCr0919KM9A7w8W_SbxhDdFHJr0Iho7aI2CxXZ4mdwpCNYv_Ms_wiWbMK19-slv3CIwk9bUpEaKaQ_w/s1600/Millenials+2.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiFnIZ9tyYUkXlRhB1PMJpk1O37qLhOV98DSvEx5H8RQkhA6ET0BlJ8XzDiCr0919KM9A7w8W_SbxhDdFHJr0Iho7aI2CxXZ4mdwpCNYv_Ms_wiWbMK19-slv3CIwk9bUpEaKaQ_w/s1600/Millenials+2.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh-a_cQYbkq3MiCFHDt6EMSlgY7VbFt37dWm6ioo8NHhbvn7gK-unbpHQr_r4Iji00QjS1hs2sZUH6jE9CRdpOhLr7F5Rj4SiRj-nVI02NfslfPI4i343Mi2jzn4m4dwSQJ9xU1aA/s1600/Millenials+3.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh-a_cQYbkq3MiCFHDt6EMSlgY7VbFt37dWm6ioo8NHhbvn7gK-unbpHQr_r4Iji00QjS1hs2sZUH6jE9CRdpOhLr7F5Rj4SiRj-nVI02NfslfPI4i343Mi2jzn4m4dwSQJ9xU1aA/s1600/Millenials+3.JPG" /></a></div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-28278830.post-1164119367882309362006-11-21T08:27:00.000-06:002006-11-21T08:29:27.906-06:00Buying a home in Minneapolis MinnesotaIt has never been a better time to buy a home in Minnesota. Our web site, www.thebasilgroup.com shows homes from all over the state of Minnesota including Minneapolis and St. Paul. Click on our website tab and see for yourself.Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-28278830.post-1147884256575104622006-05-17T11:43:00.000-05:002006-11-21T08:06:59.190-06:00Reloction Real Estate for Minneapolis St Paul MinnesotaBasil Home Sales for the Twin Cities Minneapolis St Paul Minnesota. Relocating to Minnesota , check our web site at www.thebasilgroup.com , www.danbasil.com , www.lisabasil.com . Hennepin County Specialists for Maple Grove , Plymouth , Wayzata , Minnetonka , Medina , the Wayzata School District and more!Unknownnoreply@blogger.com0